In this period of recession more and more people are finding themselves struggling with spiralling debts. External effects, such as unemployment, or the rising cost of food, utilities and childcare can undermine family budgets, and the resulting debt levels can seem overwhelming. Many of those in debt will avoid taking action, mistakenly believing that 'something will turn up' to solve the problem. Debt problems are not insoluble. However, they do require action. The solution may not be simple or quick, but it can be found. It will involve budgeting and perhaps cutting interest costs and negotiating with creditors. Taking control of your debt is infinitely better than being made bankrupt and having your home repossessed, and help is now at hand with free, confidential, one-to-one advice.
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Taking specialist advice on how to manage your debts is not a sign of failure but a positive step on the right road to retake control of your finances. To speak in confidence to one of our money advisors direct, call free on: 0808 802 1805.
The first port of call for anyone with serious debt concerns should be to take advice from a debt specialist. This service is both free and confidential. A money advisor will arrange an appointment over the phone to complete a full fact find with them, will discuss your situation and then suggest the best options. Bankruptcy and repossession are expensive, long drawn out and painful procedures, so speak to a money advisor today to start the process of becoming debt-free.